Tag: money

How can I save with an online purchase? Shopping on the World Wide Web is becoming more popular: now there are over 42 million Germans who ever ordered something online. Hear other arguments on the topic with Evergreen Capital Partners. It plays no major role more, what kind of products or services it is. Why shopping on the Internet is so popular the Internet is a huge shopping centre. You may find that pretium can contribute to your knowledge. Here everything is, what you want is available and nobody must search long and run through countless shops finally find what is on your shopping list. In addition to the convenience of shopping on the Web with it brings, there are of course still more advantages: A huge selection of products and/or services which can be found in any retail business.

A fast and now often free delivery. A 30-days return policy, which is increased by many providers voluntarily. In many online stores, there is a competent support on issues related to the product. The prices when shopping in the Internet shopping network is cheaper than shopping in the Filialhandel” was a few years ago even the motto of the shop operators in the network. This is not quite correct: the prices in the Filialhandel and in the online store barely differ.

In both cases, inexpensive and less cheap articles/services can be found. At the Internet shopping there but the advantage of the wide range of shops and service providers, including many possibilities of price comparisons and the cheapest provider using a search engine to be. To an online purchase, to have a price savings, should be searched for a possible discount for the product / service will be a shopping at a chain store, really. To get the benefit of discounts a coupon or a voucher code is necessary, which will be offered for free on the corresponding Web pages. Coupons and codes are offered by the most popular and well-known online stores: the customer has, for example, the choice whether it’s a Zalando voucher, a Otto coupon voucher or also an H & M should be. In addition to clothing, there are also vouchers for travel Electronics, restaurant visits and much more. Important: When using a voucher or coupon code is the legally set Exchange rights not affected. The use of such certificate, or of such code is usually very easy. The customer visits the Web page of the coupon provider and selects the gift voucher appropriate for him. From here, it goes directly into the preferred online store to purchase. After the shopping stops and all important data entered, the coupon code during the payment of the product / service in the field provided for this purpose will be typed and the amount will be deducted from the total. The online purchase with coupon code brings only benefits and is no risk for the customer. Who really wants to save when shopping on the Internet, which should to look for coupons and codes, which granted ordinary discounts for the requested services or products!

Generation Rentenschock private retirement savings more important than ever no new insight is that the citizens must solve by the deceptive illusion of a sufficient statutory pensions to secure the usual standard of living. Due to the demographic development and one to the time shortly before the collapse of the State pension insurance system, the automatism, after pensions equal shares rose with the income of workers, was abolished in already established more than a decade. Thus was created the deliberate and fiscally sheer way multi-layered retirement, at the same time led to a modest increase in the statutory pensions and a growing need of the Government-funded private pension. Although informed early and persistent reports in the press about the further development of the pension situation regularly shock the German population. So recently became known, that the statutory pensions level according to the forecast of the Also could fall by 10 per cent by 2025. This Bill arises from the possible reduction of the level of backup, so the ratio of an average earner pension after 45 years of contribution to the current median income, now 50.8 percent to 45.2 percent. Thus continues a trend, which without private pensions will increasingly likely poverty in old age. The average pension was less than twenty years ago still nearly twice as high as the State basic backup, so this value has been reduced now trend on the factor of 1.35 continue falling.

Meanwhile, Federal far around 400,000 retirees are considered poor and have public support. So it is little wonder, then, that currently around 660,000 of pensioners over 65 on a mini job are instructed to cover their financial needs. These figures still mean not the end of the flagpole, can in the light of future further declining statutory pension levels, the growing number of low-paid, unstable Purchase biographies, the later career and the retirement transition is increasingly more complicated design are easily traced. It is therefore all the more important to understand the seriousness of the situation and the need for personal responsibility and to operate a sustainable retirement early to escape poverty and enjoy a financially worry-free retirement. Various forms of occupational and private pensions (such as the “Riester” and Rurup pension) learnt a State funding. The forward-looking Saver then the pre-programmed future shock messages can make sleep”, the Managing Director of JuMFinanz UG advises Marco Otter leg (limited liability).

About insurance Deutschland.de insurance Deutschland.de, a company of JuMFinanz UG (limited liability) has based in Marburg. On its Internet portal, it offers basic information on the following topics: Riester-rente, Rurup pension (basic pension). Post-employment benefits, Sofortrente and payout plan, life insurance and pension, unit-linked life insurance and unit-linked pension insurance, British life insurance and British pension insurance, disability insurance and invalidity insurance, private health insurance. How to contact with Stefan Gobel JuMFinanz UG (haftungsbeschrankt) reel 1 35037 Marburg Tel.: 06421-1685500 fax: 06421-1685480 E-Mail: